We have advised private credit platform, iO Finance Partners (iO) on its market launch, investment from two leading institutional investors and three strategic acquisitions including Seneca Trade Partners and Provira.

iO enters the market to unite a diverse network of alternative lenders, fostering the growth of the UK economy and small to medium-sized enterprises (SMEs). The platform supports alternative lenders facing scalability challenges within traditional capital markets while offering institutional and retail investment opportunities designed to deliver defined, low-volatility, income-generating returns.

As part of its expansion strategy, iO has acquired Seneca Trade Partners, the UK’s leading SME stock funder, and, subject to FCA approval, Provira, a specialist in bridge financing for beneficiaries and executors of estates. These acquisitions form the first part of iO Partners’ strategy to become a transformative player in the alternative finance space.

Our corporate team was led by partner and London head of corporate Zum Mohammed, supported by senior associate Enes Ilgun, and solicitors Olivia Isbister, Paige Richardson, Kim Strachan and Nick Holder. The team was further supported by finance senior associate Niall Mahon and solicitor Ginny Tan, and tax partner Bernhard Gilbey and solicitor Steven Spisto-Luces.

iO offers a one-stop platform designed to meet the growing demand for private credit, providing diversified investment opportunities while addressing the financial needs of the UK SME market. As our trusted legal partner, Gateley has played a pivotal role in ensuring our platform is structured for success, enabling us to deliver tailored financial solutions that drive SME growth.
James Shore, Group Managing Director, iO

Zum Mohammed added: “We are delighted to have partnered with James and the iO team on a successful market launch. This transaction highlights our expertise in financial services and buy-and-build strategies. At Gateley Legal, we go beyond simply establishing entities; we guide them throughout their entire acquisition journey, right up to their ultimate exit. Our role extends beyond legal counsel; we act as strategic partners, delivering tailored advice that creates a strong foundation for long-term, sustainable growth.”

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